In NCAA compliance, what does "garnishing" refer to?

The term "garnishing" in the context of NCAA compliance refers specifically to the withholding of student-athlete compensation to fulfill debts. This is often related to legal processes where a portion of an individual’s earnings or benefits can be redirected to pay off creditors. In the realm of NCAA compliance, this understanding highlights the financial responsibilities student-athletes may face and the potential implications on their scholarships or other forms of compensation.

The other options do not accurately capture this definition: increasing student-athlete scholarships does not involve any withholding or legal actions associated with debts; imposing financial penalties on institutions relates more to institutional compliance issues rather than individual athlete compensation; and collecting funds for compliance training is unrelated to the income or earnings of student-athletes. Thus, the focus on debt repayment clarifies why the option regarding the withholding of compensation for debts is the correct interpretation of "garnishing" in this context.